How to Allocate Your Investments Based on your Age and Profession

Thursday, Apr 21, 2022

One needs to plan the investment based on their risk-taking ability and investment duration, and both these are answered from the factors of age and profession of an individual.

For instance, a person in his 20s can opt for a more volatile investment than a person in his 60s. We have products to cater for all kinds of investors.

A person who is not looking for risk-free investment types can go for our best performing smallcase "High-Quality Right Price". On the other, a person looking for consistent returns shall opt for "High Dividend Yield and Capital Appreciation".

There are many investing schemes/strategies used vastly based on age. One of them being the 100 minus age rule. Similarly, investment choices can differ based on the profession of an individual. For example, if a person has a regular and steady mode of income, they can go for SIPs (Systematic Investment Plans).

A Systematic Investment Plan is a vehicle offered by investment platforms to help investors save regularly. It is just like a recurring deposit with the post office or bank where you put in a small amount every month, except the amount is invested in a specific asset class.

SIPs come with many benefits; when the markets are falling, it buys more units of the asset by investing the same amount. So, when the markets start rising, it gives additional benefits. Below is attached a screenshot to explain the same on our best performing smallcase "High-Quality Right Price".